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Публикувано: съб сеп 01, 2007 3:19 pm
от Kazekage123
How does it work ?.? i have nano creds but it wont let me take any. Also, do i have to pay back the resources i took? or do i jsut pay the nanos needed?
Публикувано: нед сеп 02, 2007 3:00 am
от PrinceCD
I've used the bank only once, so I don't have many answers, but here is my experience.
Your required nanocredits seems to be simply a guarantee that you will repay the loan (so getting loans is limited to folks who get nanocredits).
You have to pay back what you borrowed, plus the percentage of interest that applies within a certain time. The sooner you pay back, the lower the interest. Hence, if you pay back within an hour or within a week, you have an additional 5% interest to pay back, or an additional 5% of the resources you borrowed. So if you borrowed 100 metal, you have to pay back 105 metal. The longer you take to pay back the loan, the higher the interest will be.
I paid back my loan within 2 hours, so I don't know what will happen if you don't pay the loan back in time.
That's all I know about it so far.
PrinceCD
Публикувано: нед сеп 02, 2007 6:56 am
от zxz_new
I`ll try to explain it
In Bulfleet you can apply for a loan of resources. However for every 1000 resources you have to garantie with 1 Nanocredit. If you return your loan in 7 days the bank interest will be 5%, in 14 days it will be 10%, otherwise 15%. If you do not return you loan in 30 days, your credits will be blocked and you will not be able to withdraw them or take another loan until the end of the game round.
This is the first limitation.
And the second is that the biggest loan you can take is equal to your normal points produced with 100. The other limitations are written above - only one loan at a time and if you don`t return the loan in 30 days, your credits are blocked, and you can`t use the bank no more.
PP: I hope this is clear enough

Публикувано: нед сеп 02, 2007 7:04 am
от RoYaL
You can get loan x100 of your points, doesn't matter the mines production.If you are 100 000 points, you can get 10 000 000 resources, if you have the credits.First week(even you return it immediatly), you have only 5% interest.Next - additional 5%, and next ... and next ... If you won't return the loan 30 days, you'll be added to the bank's blacklist, your credits will dissapear and you will lose the chance to use the bank until the end of the round.